Student Loan Repayments By First-Time Beginning Students

A First Look report from the National Center for Education Statistics (NCES) presents selected findings about the repayment of federal student loans using data from the 2015 Federal Student Aid Supplements to two Beginning Postsecondary Students Longitudinal Studies.  The report focuses on two cohorts of borrowers: those who began their postsecondary education in the 1995–96 academic year and those who began in the 2003–04 academic year. The report presents estimates of both cohorts’ cumulative borrowing, repayment, and default statuses as of June 30, 2015.

The report can be obtained at