The Affordable Care Act’s cost-sharing reductions, available to low- to moderate-income individuals in silver-tier marketplace plans, substantially lower deductibles, out-of-pocket spending limits, and copayments for a range of key health services. A new Issue Brief from the Commonwealth Fund finds that because the amount by which they are reduced depends on the way individual plans are designed, consumers’ out-of-pocket spending will vary from plan to plan.
The Issue Brief can be accessed at http://www.commonwealthfund.org/~/media/files/publications/issue-brief/2016/mar/1865_collins_aca_cost_sharing_rb_final_v2.pdf.