High deductibles have become a common health plan feature. While they can help lower premiums, they also can result in having consumers delay or forgo care. A brief from the Urban Institute provides findings from a 50-state survey of action to lower cost-sharing barriers to health care.
The brief can be obtained at http://www.urban.org/sites/default/files/publication/90961/2001311-state-efforts-to-lower-cost-sharing-barriers-to-health-care-for-the-privately-insured.pdf.