Under federal and state law, insurers must cover gender-affirming care for transgender individuals, such as medically necessary mental health care, hormone therapy, and surgical treatments. A report from The Commonwealth Fund reviews the state of insurance coverage for gender-affirming care, including improvements made by the Affordable Care Act, as well as action Colorado took to help address barriers to care. That state’s response may prove helpful to other jurisdictions seeking to help ensure nondiscriminatory coverage.
The report can be obtained at Unpacking Colorado’s New Guidance on Transgender Health | Commonwealth Fund.